Lovely, sunny 2nd floor unit in quiet owner occupied home on West Side, close to Universities,schools,shopping,restaurants and more….3 spacious bedrooms, large eat-in kitchen w/pantry, updated bath,laminate floors throughout, freshly painted , Open dining room to large fireplaced LR (not to be used per LL),French door to sunroom, open front porch,fully applianced including washer/dryer,dishwasher,electric range,refrigerator. Winter parking ban opposite side of street December through March. All applicants to demonstrate good credit and rental history, references required upon application. NO SMOKING! NO PETS!
This property features 6 total rooms, 1 full bath, 3 bedrooms, and is currently available for $1,475.
For complete details click here.
The prospect of buying your first home is both exciting and nerve-wracking. On one hand, owning your own house is the final step of financial independence. You’re no longer accountable to a landlord and their rental agreement. On the other hand, buying a home is a huge financial decision that will determine where you live for the next several years.
As a first-time buyer, there’s a lot to learn about buying a house. You’ll often hear homeowners say, “I wish I knew that before buying this house.” So, in this article, we’re going to give you some common mistakes that first-time buyers make so you can have the best possible experience in the home buying process.
1. Underestimating the costs
When first-time buyers get preapproved for a mortgage, they sometimes see this as permission to spend whatever amount they’re approved for. However, even after closing costs, there are a number of other expenses you’ll need to account for in your budget.
You’ll be responsible for maintenance, utilities, taxes, and repairing things when they get old. If all of your money is tied up just paying your mortgage and other bills, you won’t have anything left over to maintain your house.
Furthermore, living your life just to make your mortgage payments is draining. Instead, buy a house that gives you enough room to save for retirement, vacations, a family, or whatever else you see in your future.
2. Prequalify first
Before you start shopping for homes, make sure you meet some basic prerequisites. You’ll need a solid credit score, steady income history, and money saved for a down payment. You might set yourself up for disappointment looking at homes that are outside of your spending limit if you don’t get prequalified first.
3. This probably isn’t your last home
While it’s okay to dream about the future, don’t set unrealistic expectations for your first home. You can always upgrade later on, and building equity in your first home is a good way to help you do that.
4. Don’t get too attached to your “dream home”
So, you’ve been shopping around for a few weeks and finally found the perfect house. If everything goes well your offer could get accepted. But if it doesn’t, don’t worry about it. There are constantly new houses appearing on the market, and there’s a good chance you’ll like one even more than this one.
5. Don’t waive contingencies without good reason
Contingencies are there to protect you. They might seem like a way to needlessly complicate a contract. Or, you might think that waiving them makes you look better in the eyes of the seller. However, both sellers and their agents know that contingencies serve an important purpose.
The three main contingencies you’ll want when buying a home are an appraisal contingency, financing contingency, and an inspection contingency. Unless you’re buying under special circumstances, you’ll want to keep all three in your contract.
WHAT A LOT OF HOUSE AND LAND FOR THIS NEWLY REDUCED LISTING, READY TO GO TO INVESTOR OR SOMEONE LOOKING TO DO SOME WORK AND LIVE IN THIS GREAT HOME, TITLE V PASSED….Sellers open to offers…Project oriented and Looking for great space? This has a lovely layout and fabulous yard on a dead end street, open Cape style 4 bedroom home w/Front entry hardwoods& fireplace, vaulted ceilings opens to large dining area, front to back living room, large center island kitchen with cherry cabinets, mud room and laundry off of expansive two car garage. Second floor office with built-ins or studio room with vaulted ceilings, Large Master suite with vaulted ceilings,jacuzzi bath, very spacious bedrooms, partially finished basement with fireplace. Needs a new roof, all decking needs replacement, and cosmetics are necessary to make this home shine again.
This is a Cape style home and features 9 total rooms, 2 full baths, 1 half bath, 4 bedrooms, 0.63 Acres, and is currently available for $315,000.
For complete details click here.