Smart Moves In Gardening During A Drought

Many parts of the country suffer droughts from time to time. When there are water restrictions and less of a water supply available to you, how can you keep a green lawn and happy plants? You may have to make some sacrifices, but there’s some tricks to wait out the tough conditions. While you wait for the rain, there’s steps that you can take to help your plants and trees survive a drought. Here’s some tips for surviving a drought:

Cut Back On Fertilizing

When it’s dry, the salt in fertilizers actually dehydrates the roots of plants. Also, since fertilizers stimulate growth, your plants will require more water. It’s recommended that you stop fertilizing when there’s a drought or dry spell.

Adjust Your Lawn Mower

Keep your grass at an optimal height. This is usually between 2 and 4 inches, depending upon the kind of turf grass that you have. This will help the grass to preserve moisture. Water when you’re able to early in the day.

Water From Overhead

When you water your plants, water them from overhead rather than under the leaves into the soil. This way, water will continue dripping off of the leaves for some time throughout the day.

Water Early In The Day

You want to be sure that when you do water your plants or grass that you water early in the day. When temperatures are lower, the plants will take more time to dry, helping them to preserve water for a longer period of time. It’s better for the plants if the foliage dries before nightfall.

Try Drip Irrigation

Drip irrigation tubing hoses water much more efficiently than overhead sprinklers when it comes to gardens that are planted in rows or blocks. These irrigation hoses water slowly and evenly. This method is incredibly economical. It eliminates the waste of water.

Don’t Use Cold Water

Just like humans, plants don’t like cold showers either. If you have seedlings, they could actually die from “shock,” especially if there isn’t enough soil to absorb the water. Never water plants with ice cold water. Stick to tepid water when you irrigate your plants.

Check Items That You Have Transplanted

You’ll need to check your transplanted items daily, especially during a dry spell. If it’s hot and there’s a wind, it will be even more important to check your plants. These conditions cause the water that you do use with your plants to absorb more quickly. Be sure you water the plants that you have moved evenly and consistently so that they can survive a drought.

It’s important to conserve water as much as you can. During drought conditions, remember that water is precious. These tips should help you to keep your lawn and garden as fresh as possible without wasting water.

Video Tour – Single-Family Home – Shrewsbury, MA 01545 Real Estate – For Sale

The element of surprise,this home presents like new with heart and soul renovations made throughout the years, this home has been meticulously cared for and renovated with great thought and prudence. An open airy floor plan with lots of oversized windows brings in an abundance of natural sunlight and warmth. The kitchen has gorgeous high-end cherry cabinets, granite counters, and stainless appliances which opens to large dining room & a perfect flow for entertaining. First floor oversized bath with walk-in shower and laundry. Step down to the lovely great room w/wide pine floors emulating the early period, and feel the warmth of the room with the pellet burning on those cool nights. Three bedrooms on second floor with great roof lines, flow and full bath. This is just the house…wait to you see the garages, are you a hobbiest,crafts person or thinking you like to work out of your home,or just need storage, it’s amazing. Gorgeous grounds, and a Gazebo perfect for summer breezes.Aww!

More Info on this Property | New Listing Alerts

Single-Family – 4 North Street Shrewsbury, MA 01545 is now new to the market!

The element of surprise,this home presents like new with heart and soul renovations made throughout the years, this home has been meticulously cared for and renovated with great thought and prudence. An open airy floor plan with lots of oversized windows brings in an abundance of natural sunlight and warmth. The kitchen has gorgeous high-end cherry cabinets, granite counters, and stainless appliances which opens to large dining room & a perfect flow for entertaining. First floor oversized bath with walk-in shower and laundry. Step down to the lovely great room w/wide pine floors emulating the early period, and feel the warmth of the room with the woodstove burning on those cool nights. Three bedrooms on second floor with great roof lines, flow and full bath. This is just the house…wait to you see the garages, are you a hobbiest,crafts person or thinking you like to work out of your home,or just need storage, it’s amazing. Gorgeous grounds, and a Gazebo perfect for summer breezes.Aww!

This is a Colonial style home and features 6 total rooms, 2 full baths, 3 bedrooms, 0.92 Acres, and is currently available for $589,000.

For complete details click here.

Bad Credit But Want to Buy House? Here’s How to Make it Happen

Bad credit happens. Maybe you were late on some loan payments, or maybe you got a bit to swipe-happy with a credit card while you were in college. Or, maybe you were like many other Americans who took a financial hit during the housing crisis. Regardless, it can take a long time to recuperate from a bad credit score.

If you’re hoping to buy a home but have poor credit, it can seem like you don’t have many options. However, there are many mortgages designed with such people in mind.

In this post, we’re going to discuss some of the options for people interested in home ownership who have low credit and ways they can achieve this goal without taking on high interest loans.

First thing’s first: start prioritizing your credit

Even if you want to buy a home within the coming months, it’s always a good idea to start building credit. It does take several months to see a substantial difference on your credit report, but starting now will save you in the long run and will show lenders that you’re making a difference.

To give your credit score a boost in the shortest time possible, set all of your bills on auto-payment, repay and late bills such as medical expenses, and set up payment plans wherever needed. If possible, become an authorized user on someone’s credit card and use that for everyday expenses like groceries. Doing so will help you build credit without opening new cards that have high interest.

Many types of mortgages

Mortgages come in many shapes and forms. Since lenders are in competition with one another, you can often find loans that cater to underserved markets. In this case, that market is people with low credit scores.

Call some local lenders and ask if they have programs for people with low credit. Often they will point you toward first-time homeowner loans and USDA-guaranteed mortgages. Other times they might offer loans with high down payments. But, you’ll never know until you ask.

USDA and FHA Loans

Currently, USDA loans have a minimum credit score of 620. For FHA loans, lenders recently reduced the minimum score to 580. With these loans, you can pay a low, or no, down payment and still receive a mortgage loan.

The first step to getting approved for either type of loan is getting in contact with a lender to determine your eligibility. Eligibility is based on other factors such as your income, and in the case of USDA loans, the location of the home.

Other Options

If your score is lower than 580 or you don’t qualify for a USDA loan, you can still find other options. One would be to pay a higher down payment on the home. This would help ensure the lender that you are able to provide income to make payments in spite of your credit history.

Another option would be to reason with your lender of choice. Most of the application process comes down to numbers, but if you can show a lender that you have substantial, reliable income, and have been making rent payments for multiple years, these can both help build your case.